We have been in the receivables factoring business since 1979, are independently held, and have a formidable track record of being FINANCIALLY STRONG. We have survived many of the economy's roller coaster rides and in doing so, can help you through any tough situations you might go through. We won't collapse when the times get tough, like some other receivables factoring companies sadly have in the past.

All factoring companies have a preference for size, industry, and risk. It's pretty tough for you to determine which receivables factoring company is the ideal fit for you. By contacting us, we'll get to know your situation very quickly and help you find the best fit for your company - it may be us or another receivables factoring company.

We have a noteworthy network of receivables factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, when you take the time to lay out your needs to us, you'll quickly see that we can help you find exactly what you need.

Practically all receivables factoring businesses let you pick and choose your customers that you would like to factor. Although a few of them usually have a minimum amount before they'll work with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a bit like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will force you into receivables factoring when you don't require it.

Practically all receivables factoring businesses are not upfront about their fees. You better take out your magnifying glass to go over the fine print to spot those fees. You can be rest assured, We are different.  We are totally transparent about our fees. When you apply, you are given an easy to understand, no obligation rate offer with the fee for your business. Good luck finding another factoring company, if any, that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are financed by Wall Sreet investors. We are an independently owned company and don't take commands from investors and boards. Like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We take the time to hear your story, determine struggles. Based on that information we will put together a custom-built solution for you. Practically all accounts receivable factoring firms notably the Silicon Valley Fintech ones first and foremost trust an algorithm to establish your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Practically all receivables factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you get your own dedicated account administrator to be your point of contact – who knows your business intimately, and can assist you in ways the others just can't or won't.

Don't overlook the fact that the receivables factoring company will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to see developing negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems in order to nip them in the bud immediately.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on the lookout for negative payment trends. This is critical to prevent unnecessary write-offs.

We employ state-of-the-art technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Practically all other companies are not even in the same neighborhood.